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Fortune Mill is an incremental game where players must earn enough money to escape a strange facility. The story begins with the protagonist, who was supposed to be packaged into Box #724, crawling through a crack in the wall. Instead of finding an exit, they encounter a series of rooms guarded by creatures demanding enormous payments. The main objective is to collect one million units of currency in each room to continue progressing. Every area introduces different activities, upgrades, and ways to generate income.
The first room contains a dartboard where players throw darts to earn gold. Initially, each throw produces only a small reward. Players spend their earnings on improvements that increase gold values, expand the available targets, and allow multiple darts to be thrown. They can also recruit the Rattling Gunner, a mouse that uses a machine gun to help generate gold automatically. Eventually, players collect enough currency to pay the giant rat blocking the passage.
Fortune Mill contains five main rooms, each introducing another system for earning resources:
The rooms are connected through upgrades that influence activities elsewhere in the facility. Lottery jackpots can provide permanent bonuses, while dice in the Pachinko room generate additional multipliers. Sushi also introduces effects that change how other systems function. Players can recruit or bribe various creatures, including the Accountant Toad and Abacus Frog, to improve their earnings.
As players progress, they unlock automation that reduces the need to perform repetitive actions manually. Resources can then accumulate while players focus on other activities and upgrades. After collecting the necessary currencies, they can complete the escape objective. Fortune Mill also includes New Game+ modes with additional upgrades and Lethal Mode, which introduces another challenge after the first completed run.